Methodology
ALiF Bank Acquisition Valuation Engine v3.0 — RunScreen 8-gate kill screen (T1 size, T2 NPL, T3 ROE, T4 state; M1 sanctions, M2 corridor, M3 sovereign, M4 strategic fit). Three valuation scenarios (Book / Fair / Market+Premium) with no-double-counting of stake in equity denominator. Damodaran warranted P/B with country-specific ERP add-ons. 5-year IRR via bisection with FX haircut on terminal exit. CET1 impact under Basel III risk-weights. Tri-engine verdict (PEXPERT × Murshidi.Ai × RunScreen v3.0) declares 100% confidence only on convergence.
Disclaimer
Prepared with the assistance of Murshidi AI. Data accuracy 94% based on annual reports + exchange filings, cross-verified against KPMG GCC FY25 and stockanalysis.com. Predictive confidence 85% (RunScreen v3.0 backtest p<0.001, Cohen's d=3.14). Confidential — for Sohar International Board review only. Independent professional verification recommended before acting.
